Claims validation
A claim arrives with a loss date, a boundary and an amount. The record shows what moved on that parcel, by how much, and on which dated scenes, so the desk can decide whether to send an adjuster.
For claims managers, claims handlers and the loss adjusters working with regional and mutual insurers.
- Losses
- Flood, fire, storm, other
- Area
- Up to 20 km² per claim
- Delivered as
- PDF, GeoTIFF, GeoJSON, KML, shapefile
01 · The order
What you send, and what comes back
You send
- The claim parcel, drawn or uploaded as KML, zipped shapefile or GeoJSON
- The date of loss
- The type of loss: flood, fire, storm or other
- The claimed amount, if you want it printed on the record
You receive
- A PDF record of the parcel before and after the loss, with every scene dated
- Flood: newly flooded ground as a map layer, in hectares and as a share of the parcel, with radar images from before and after
- Fire: the burnt extent and its damage degree, from the burnt area product
- Storm: the parcel’s change read against its own earlier years
- Any flood, fire or forest record already run over the same ground, listed beside the claim
02 · How it is read
From the open archive to the record
Public sources
- 01
For a flood the record leads with radar. Sentinel-1 sees through the cloud that sits over most floods, so the first look comes within days of the loss rather than weeks.
- 02
Permanent water from the JRC Global Surface Water record is taken out, so a river or a reservoir is never counted as flood.
- 03
The record says what the ground shows. Whether the claim is paid stays with the desk.
03 · The record behind it
What it has been measured against
Each figure is printed with its denominator and scope in the paper it links to.
- 23 ha
- of a 114 ha claim parcel at Conselice read newly flooded, from radar passes two and three days after the May 2023 floods
- 17 June
- the first clear optical scene of the same parcel, nearly a month after the loss, by which time the crop had closed over the water
More in Insurance and finance
Asset status check
Each asset in a book read against its own previous three years, with the ones that changed beyond their usual range marked.
Construction progress
A monthly built share for a construction site, with a dated satellite image beside every month.
Flood extent and risk
Where water stood after a flood, read from radar, which parcels sat in it, and a terrain exposure class for the ground.
Damage mapping
A before and after read of one area after one event: changed ground, built-up damage candidates, and screens over water.
Climate risk scan
Seven hazard classes for every asset in a book, from long weather records and public hazard archives.
Portfolio monitoring
One view of a registered book: the latest flood, fire, forest and site records for each asset, with changed assets first.
Send us ten closed claims
Send ten claims from last season that are already settled. We re-read them at no charge, so you can set the record beside what your adjusters found.